Safe Subcontracting

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How to protect yourself when working with subcontractors

Contributed by Jewelers Mutual Insurance Co.

Before Entering into an Agreement with a Subcontractor, Do Your Research

"Get recent references and look at the Better Business Bureau," says John Ganga, senior claims examiner at Jewelers Mutual. Also ask colleagues for recommendations, consult with trade associations, and visit the subcontractor’s website. Additionally, find out if the service provider has insurance and ask for proof of insurance before entering into an agreement.